Whatsapp New UPI Payment feature arrives in India for Android and iPhones

WhatsApp has been known to be considering a UPI-based payments platform since July 2017. The feature was also spotted on an Android beta version back in August last year. Ever since UPI was announced by the government, Companies like Samsung, Zomato, Google, and, now, WhatsApp have been looking to incorporate it on to their existing hardware and software products.

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WhatsApp has reportedly started testing out its UPI-based payments feature in India according to the sources as said by Gizmo Times. Considering the large user base of the messaging app in India, the payments platform’s integration may give another boost to digital payments. The new feature, available for select WhatsApp beta users on iOS and Android, enables users to send and receive money using the Indian government’s Unified Payments Interface (UPI) standard.

This feature is said to be available on WhatsApp version 2.18.21 for iOS, and version 2.18.41 for Android. The WhatsApp Payments feature is presently available to select users of the beta app in India. As you can see in the below picture ‘WhatsApp’s payments are processed by ICICI Bank.’ The feature can apparently be accessed in a chat window through the attachments menu. The option is said to be available alongside other options such as Gallery, Video, Documents etc. Clicking on Payments will open a disclaimer window, followed by a list of banks to choose from which later allows the user to proceed for money transaction on Whatsapp.

You can then select your preferred bank account to connect with UPI. Notably, you will be asked to create an authentication pin if you haven’t yet used the UPI payments platform. Additionally, you will have to create a UPI account (if you don’t have one previously) through the UPI app or your respective bank’s website/ app. According to the report by FoneArena says that both the sender and receiver need to have the WhatsApp Payments feature to successfully transact on the messaging app. Users have reportedly been facing issues linking their bank accounts to the app. but can’t say much as this feature available is in beta.

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